In the digital era there is still need for cash to perform day-to-day actives and the most easiest way to get cash is withdrawal through ATM, Usually to withdraw cash from an ATM, you need a Debit Card/ATM card with pin number but in the digital era you can withdraw money from atm without card .Yes it is true among Hdfc bank also one of the bank allowing this kind of facility to its customer this will be a hassle free experience for obtaining cash in the absence of Debit Card/ATM card. Benefits of cardless cash withdrawal are Convenient as you can create a request by logging into HDFC Bank Netbanking, which is accessible 24/7, Secure and reduces frauds and skimming of Debit Cards at ATMs while transacting.
Process involved in activating cardless cash feature with HDFC Bank
Visit the official website of HDFC bank. Login to HDFC Bank Netbanking Search for the fund's transfer option and click on request. Click on the Add a beneficiary for cardless cash withdrawal Add the beneficiary details by clicking on the ‘Add’ and ‘Continue’ buttons reconfirm the details and click on Confirm. You will receive the one time password. Enter the OTP generated in the registered mobile number to which the beneficiary will be added
Request for cardless cash withdrawal through HDFC Bank Netbanking - Login to HDFC Bank Netbanking with credentials click on the Funds Transfer button for Cardless Cash Withdrawal option. Select Debit Account and beneficiary details and click Continue check the beneficiary details and provide the amount to be transferred. Enter the OTP received on your registered mobile number to generate the request successfully and successful cardless cash withdrawal request will be valid for a period of 24 hours from the time of creating the request. After the cardless cash withdrawal request is successfully authenticated the beneficiary will receive a 4-digit OTP and a 9-digit order ID via SMS
The beneficiary must visit an HDFC Bank ATM and select the Cardless Cash option displayed on the screen. Enter details such as OTP, Beneficiary mobile number, 9-digit order ID received via SMS and the transaction amount. Once the details successfully validated the cash will be disbursed by ATM. Cardless cash withdrawal requests can be initiated for a transaction limit varies from Rs 100 to Rs 10,000 per day or Rs.25,000 per month for a beneficiary